Wallet settings are configured from Business Profile> POS & Connectivity > Wallet Settings.
For example, you can define various payment settings.
Article Topics📚:
Wallet Settings
| Field | Description | Options | |
| Business Wallet | Select which wallets are available at the business level. | Points, Credit, Both Points & Credits, Generic Wallet 1, Generic Wallet 2, Generic Wallet 3, All Wallets | |
| Purchase Item from Point Shop | Whether credit or points are used to buy items from the Point Shop | Points Or Credit |
General
| Field | Description | Options | ||
| Allow Negative Point Balance | When a purchase is refunded, the points accumulated for this purchase are taken back. If the member doesn’t have enough points to return, you can allow their point balance to be negative. For example, suppose a member has 10 points and they need to return 20. If you select Yes, their balance will be -10 points. If you select No, their balance will be 0. | |||
| Point Display Options | If you select to display currency using decimals, select whether or not to display the decimal part of the currency. For example, $10.50 can be displayed as 10.50 (2 decimal places) or 10 (0 decimal places). | |||
| Share Wallet | Select which wallet types can be used for sharing. | Points Or Credit |
POS Payment Verification
| Field | Description |
| Payment Requires Verification Code | To require members to provide a verification code at the POS to pay with points/credit, select Yes. |
| Verification Code Expiration | How long after the member generates or receives a verification code that the code can be entered into the POS to authorize their payment by points/credit. |
| Time Unit | The time unite of the verification code expiration |
| Allow Auto-SMS Verification | To automatically send a verification code by SMS to a member that asks to pay with points/credit at the POS, select Yes. |
| Member Verification Requires PIN? | Select whether or not members are required to enter their PIN code in order to generate a verification code for credit payments. NOTE: This is currently NOT supported. |
Pay with Budget
| Field | Description | Options |
| Payment Wallet | Which wallet are used to pay for a purchase in the business | Points, Credit, Generic Wallet 1, Generic Wallet 2, Generic Wallet 3 |
| Payment Method |
For each Como payment type (such as points, in-app credit card, etc.), you can specify if the payment should be applied by the POS as a discount, mean of payment, or either (Mean of payment/discount). NOTE: This applies only to API 4.0. Learn more. |
Discount, Mean Of Payment, Mean Of Payment or Discount |
| Allow partial payment | Whether or not to allow partial payments. NOTE: Disallowing them will prevent members from paying with their points/credit/gift card if they don't have enough in their balance to cover the whole bill. |
|
| Pay with Credit Ratio | How much credit is used to pay for each unit of currency. Pay with Credit ratio = (cost in credit)/(cost in currency) |
|
| Pay with Credit - Min. Amount | Smallest amount a member can use from their credit for each payment | |
| Pay with Credit - Max Amount | Largest amount a member can use from their credit for each payment |
Pay with Budget per API Key
Businesses have the option to configure "Pay with Budget" settings for each wallet within the API key section.
Please note:
- If you set a "Pay with Budget" configuration at the API key level, the options are based on the business wallet option that was chosen.
-
If the business sets "Pay with Budget" at the API key level, the redemption logic will first check the API key settings before falling back to the general business settings.
| Field | Description | Options |
| Payment Wallet | Which wallet are used to pay for a purchase in the business | Points, Credit, Generic Wallet 1, Generic Wallet 2, Generic Wallet 3 |
| Payment Method |
For each Como payment type (such as points, in-app credit card, etc.), you can specify if the payment should be applied by the POS as a discount, mean of payment, or either (Mean of payment/discount). NOTE: This applies only to API 4.0. Learn more. |
Discount, Mean Of Payment, Mean Of Payment or Discount |
| Allow partial payment | Whether or not to allow partial payments. NOTE: Disallowing them will prevent members from paying with their points/credit/gift card if they don't have enough in their balance to cover the whole bill. |
|
| Pay with Credit Ratio | How much credit is used to pay for each unit of currency. Pay with Credit ratio = (cost in credit)/(cost in currency) |
|
| Pay with Credit - Min. Amount | Smallest amount a member can use from their credit for each payment | |
| Pay with Credit - Max Amount | Largest amount a member can use from their credit for each payment |
All Wallets Setup
Follow these steps to enable the All Wallet settings:
- Navigate to the Business Profile section.
- Go to POS & Connectivity > Wallet Settings.
- Choose All Wallets in the Business Wallet section
- Define Payment Verification and Pay with Budget settings if needed.
- Save your changes to apply the updates.
In the Campaign Center, you can:
- Set up accumulation rules based on member actions.
- Use one-time actions to send amounts to the new wallets.
- Configure rules based on wallet activity when a member receives or uses Generic Wallets.
Member Profile
In the Member Profile, you can view all wallet balance data for each member at a glance, including:
- Wallet Balances: Shows the balance per wallet (e.g., Wallet 1, Wallet 2, Wallet 3, Points, and Credits).